Drowning in Debt? So was I...

Solutions for Sinking in Debt
It wasn't that long ago that my husband and I were sinking deep in debt. We owed $248,000. We were homeless. He was jobless. We had lost our house, our car, our social status, and our sense of who we were as a couple.

We call those days the "Dark Ages". It was 12 years ago that our life fell apart - and we found ourselves starting over with absolutely nothing but faith, hope, and love.

Imagine yourself, a young couple still in your 20's, with three young kids to take care of, and nowhere to call your own. Imagine having no money for first and last month's rent, and no one to buy the house you can't afford to keep. Imagine wondering if you will have to sleep in the car - wait a minute... you sold that to pay down your debt. Imagine... looking around your community and wondering where would be a safe place for you and your family to stay.I

magine applying for government assistance only to have them tell you they can't help - your mortgage payments are too high - your house is worth too much. See yourself trying to explain that the house value is dropping by the day, and you can't attract any buyers.

Hear the welfare worker apologize and say she wishes she could help - here's a few hundred dollars for groceries and diapers. After that, you're on your own.

Imagine not knowing where to go for help. And imagine yourself trying to keep up the pretense of "everything being okay" to the outside world, while your life is shattering into pieces around you.

This was our story. Perhaps it is your story too. Debt has a way of pushing you down, oppressing you until you feel you can't breathe. I have written an E-Book that shares our story, and shows you how in less than 6 years, we were able to become entirely debt free so we could re-build our life. I wrote the E-Book because I remember how lost we were. And how proud we were. We didn't want people to know what we were going through or how bad it was.

We were embarrassed that we were losing everything we had worked so hard for. We were afraid of what it would mean if people found out.

That fear prevented us from reaching out, asking for help, doing research, and a host of other things that could have saved us from financial ruin. I hope that by sharing our story and showing you the steps we took to save ourselves, that you will learn from our mistakes, follow the advice we share, and avoid the heartache that we experienced.

If you're in the thick of it right now, fill out the form on this page and put your name on the wait list for the E-Book. If you need the E-Book, don't worry, it isn't going to cost you an investment of $179 like some other "get rich quick" folks will charge you. Not $99, or even $59. You will be able to get this E-Book for less than $10.

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Why am I doing this? Why am I offering it so cheap? Because I know what it is like to have to choose between a pair of stockings and a bag of milk for the kids. I know what it is like to have to pray that money will come from somewhere, anywhere - to help us from situation to situation. I know that if you REALLY need this E-Book, it would be wrong to ask you to sacrifice $179, $99, or even $59 when you could use that for next week's groceries.

So why am I charging you anything at all? Why not just give it to you for free? Because I also know that when you pay for something, it demonstrates your need, as well as your willingness to follow through. It means you are taking ownership for your problem, AND you are showing your commitment to finding a solution. So don't worry - it is affordable, and it is filled with sound advice from one who was once buried in the trenches, and fought her way out.

Contact me today. Let me know you want a copy of the new E-Book and I'll be sure you are at the head of the pack when the E-Book is released in about 10 days time.Your partner in creating lasting solutions,

Julie Christiansen

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Anger Solutions RePost: You are a Gun, With a Twist

I always marvel at that slogan: "Guns don't kill people... People kill people". Yeah - that's true, but all too often, people kill people - using guns!

Note the original of this photo is courtesy of http://www.firstmonkeyinspace.com/store/cpshop.cgi/designs/firstmonkey/6052781).

Early in my book, Anger Solutions, I use the analogy of "triggers". We all have triggers that people or situations can pull (or buttons people can push) that sets of a chain of reactions in our thoughts, words, and actions. Does that mean that when people push your buttons, or pull your triggers, that you have to fire? This distinction became clearer for me during a coaching session some time ago. It occurred to me that my client always seemed to correlate his behaviours with what people do. It's always someone's fault - if only things weren't so stressful, if only people would do what he wanted them to, if only he weren't under so much pressure from his clients... he wouldn't be so aggressive and intimidating. He also has made it quite clear that he can turn off his aggressive behaviour style when he is with certain people, but it comes out full swing with others.

So I had to ask: "Do you believe that other people are responsible for what you do?"I gave him this as homework to think about... What you do is not a function of people or situations around you; what you do is a function of your choice.

You may be like a gun, with triggers that can set you off, but the twist is that you are a human being - not an inanimate object. You cannot be manipulated into firing, unless you allow yourself to be. You ultimately make the choice to be aggressive, to be threatening, or to be intimidating, just as much as you make the choice to be nice, passive, or to "kiss butt". Very often people make these choices unconsciously or automatically - they do not realize that they are in control.

A large part of the Anger Solutions program is to wake people up to the realization that they are in control of what they think, do, or say - even when their hot buttons are being pushed.So the next time someone or something pushes your buttons - remember, you are a gun with a twist.

You can make a choice about how you respond based on the following factors:
* what is really happening
* what it means to you now and what it will mean in the future
* what kind of outcome you would like to see come from this event (e.g. do you want to go to jail for assault or would you like to resolve the situation assertively?)
* how important is the person (or the people) involved in this situation, and how would your like your relationship to progress from this point? Your choice of behaviour will determine where it goes from here.

Remember this the next time you decide to fire at will. Guns kill people. People kill people too. You are both a gun AND a person with the power of choice. Choose wisely.

Anger Solutions Train the Trainer Nov.18-20/09

This is your last opportunity to register for the Fall iteration of Anger Solutions Train the Trainer course. Click on the photo to enlarge it - right click and "Save Target As..." to your computer so you can print it out. This course is designed for group facilitators who are looking for cost-effective training that has teeth and longevity. Teeth - because this program works. The documented success rate for Anger Solutions grads (those who complete the group or individual coaching) has never dipped below 80% in 12 years - this far surpasses any other anger "management" program on the market. Longevity - because as a Certified Trainer, you can train other staff in your agency as well as in your community; thereby ensuring the program's lifespan within your agency. No more worries about high turnover, a sick facilitator, scheduling problems, or lateral moves within the organization. With several of your staff trained by you in AS, someone will always be available to jump in. Call 1-866-754-6169 TODAY to get registered!